Readers Question?
Is there such a thing as no medical exam Term Life Insurance Dallas?
Sally
Dallas, TX.
Excellent Question.
No medical exam term life insurance is therefore much more popular for people who are older, or who have poor health and whose term insurance rates will suffer as a result. For many consumers however, “no medical exam term life insurance” still may not be the ideal alternative. This is because it may be just as easy to work to improve your health, to get a real policy with low rates. Many people who seek no medical exam term life insurance rates are actually in such poor health that if they were honest on their applications, they would not qualify.
Offering you term life insurance without requiring a medical exam, the insurance company is risking that you are in good health. To offset their added risk, you often have to pay a higher premium. However, by doing some easy comparison shopping on the Internet, you can still find an affordable term life policy that doesn’t require a medical exam.